Terms & Conditions

Welcome to Tabet Insurance. By accessing our website or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

Acceptance of Terms

These Terms and Conditions govern your use of the Tabet Insurance website and services. By using our website, requesting quotes, or enrolling in insurance coverage through our platform, you acknowledge that you have read, understood, and agree to these terms.

Use of Our Services

Tabet Insurance provides insurance quote comparison and enrollment services. We connect you with licensed insurance carriers to help you find coverage that meets your needs. By using our services, you agree to:

• Provide accurate and complete information when requesting quotes or enrolling in coverage.
• Use our services for lawful purposes only and in compliance with all applicable laws and regulations.
• Not attempt to interfere with the proper functioning of our website or services.
• Not use automated systems or software to extract data from our website without our express written permission.

Eligibility

You must be at least 18 years old and a legal resident of the United States to use our services. By using our website, you represent and warrant that you meet these eligibility requirements.

Insurance Quotes and Enrollment

Tabet Insurance acts as an intermediary between you and insurance carriers. We do not underwrite, issue, or administer insurance policies. All coverage is provided by third-party insurance carriers, and the terms of your policy are governed by the insurance contract you enter into with the carrier.

• Quotes: Insurance quotes provided through our services are estimates and may change based on the final underwriting process conducted by the insurance carrier.
• Enrollment: When you choose to enroll in coverage, you are entering into a contract directly with the insurance carrier, not with Tabet Insurance.
• Accuracy: We strive to provide accurate information, but we are not responsible for errors or omissions in the quotes or coverage details provided by insurance carriers.

User Responsibilities

As a user of our services, you are responsible for:

• Reviewing and understanding the terms of any insurance policy before enrolling.
• Paying premiums directly to the insurance carrier in accordance with your policy terms.
• Notifying the insurance carrier of any changes to your coverage needs or personal information.
• Filing claims directly with the insurance carrier in the event of a covered loss.

Limitation of Liability

Tabet Insurance is not liable for any damages, losses, or claims arising from your use of our services or your relationship with an insurance carrier. This includes but is not limited to:

• Denial of coverage or claims by an insurance carrier.
• Errors or omissions in quotes or coverage information provided by carriers.
• Interruptions or errors in the operation of our website.
• Unauthorized access to or alteration of your information due to security breaches.

To the maximum extent permitted by law, our total liability for any claims arising from your use of our services is limited to the amount you paid to us, if any, for those services.

Indemnification

You agree to indemnify, defend, and hold harmless Tabet Insurance, its affiliates, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of our services, your violation of these terms, or your violation of any rights of a third party.

Intellectual Property

All content on the Tabet Insurance website, including text, graphics, logos, images, and software, is the property of Tabet Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our express written permission.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Tabet Insurance. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we are not liable for any damages or losses arising from your use of third-party websites.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.

Changes to Terms

We may update these Terms and Conditions from time to time to reflect changes in our practices or legal requirements. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of our services after any changes constitutes your acceptance of the new terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising from these terms or your use of our services will be resolved in the courts of California.

Arbitration Agreement

Any disputes or claims arising out of or related to these Terms and Conditions or your use of our services will be resolved through binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The arbitration will be conducted by a neutral arbitrator in accordance with the rules of the American Arbitration Association. You agree to waive your right to a jury trial or to participate in a class action lawsuit.

Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us: